Small Business Actuary Articles

Small business owners have traditionally relied heavily on instinct.But running a small business has become dramatically more complicated over the last several years.Margins are under pressure from labor inflation, insurance costs, customer acquisition costs, wage...

Many small businesses view insurance as a fixed expense.But sophisticated operators increasingly treat insurance as an operational analytics problem.A strong small business insurance consultant may evaluate claim frequency, claim severity, employee turnover, overtime...

A surprising number of small businesses are constantly busy while still struggling financially.Usually, the problem is not one catastrophic mistake. It is the accumulation of dozens of small inefficiencies that quietly drain margins over time.That is why more owners...